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White Coal

J

White Coal

White Coal

Bhopal, Madhya Pradesh, India

Services Products - Services,
Partnership Firm Since 2006

WHITE COAL RISK MANAGEMENT SERVICES was conceptualized in September 2005 with an objective of providing complete General Insurance solutions along with claim assistance to the customers.

Promoters the company came into existence by teaming up of three different brains together.

Sanjay Chhalotre: An M. Tech in mechanical engineering from Maulana Azad National Institute of Technology (MANIT) Bhopal. Sanjay is an expert in automobile engineering having an edge in latest automotive technology. Soft spoken, big hearted, open equally to both suggestions and criticism, Sanjay is a master in Customer Relationship Management.

Aazam Yousuf: A postgraduate in management having a decade of experience under his belly is a proficient communicator and a target oriented person. He has worked in leading a private sector bank and a general insurance company.

Sukanta Dey: Most experienced among the trio, Sukanta Dey is more of a guiding light than a torchbearer to the company. He is having an experience of more than 25 years in General Insurance industry. His association with the industry has been in the form of a top class surveyor and loss assessor having highest degree of credibility, commitment and integrity.

WHITE COAL RISK MANAGEMENT SERVICES is providing various services to its customers ranging from general insurance consultancy to a training school for automobile professionals.

Insurance Consultancy: WHITE COAL RISK MANAGEMENT SERVICES basically acts as an insurance agent providing customized and well-suited general insurance products to its clients. We provide advisory services in all kinds of insurance products offered by various general insurance companies. We are having customers in both private and government sector as well as small and medium enterprises. We have the largest retail customer base for any single general insurance consultant in entire Madhya Pradesh. This is because we are having more than 20 associates in different cities and towns of the state that acts as independent IRDA approved agents. These agents cater to the local and surrounding population of their respective region. We have our presence in the following cities and towns: Sagar, Katni, Rewa, Shahdol, Gwalior, Jabalpur, Sehore, Itarsi, Hoshangabad, Betul, Satna, Sidhi, Harda, Guna and Morena apart from Bhopal.

Our business mix has been as follows: Motor ? 75%; Fire ? 15%, Marine and other business ? 10%. During the last financial year the claim ratio of the business done our associates was well below 50%, which includes the most claim prone motor insurance ? Own damage and third party. The entire motor business done by us has always been profitable to the insurance companies and majority of the premium is sourced from new vehicles. Even our associates keep a close watch on the profile of the customers and claims reported.

During the last financial year the total business done by our associates was Rs.1.5crores. This year we have set a target of Rs.2.5crores and the agency force will be increased to 50 agents.

CLAIM ASSISTANCE SERVICES: with an aim of providing complete insurance solutions under one roof, also runs a claim consultancy service for its customers. We provide guidance in claims ranging from fire, marine, liability to health and householders. We have a dedicated panel comprising of an attorney, doctor, chartered accountant, surveyor and loss assessor.

We also provide consultancy services to Public Sector insurance companies in the form of training their claims officials. We make them aware about the fraudulent practices people employ to get claims to latest technology in automobiles, medicine and electronics. This helps them in ascertaining and assessing the claims in a right and justifiable manner.

AUTOMOBILE CONSULTANCY: We also have an automobile consultancy where we provide our customers with technical and aesthetical aspects of different automobiles available in the Indian market. This way we assist them in buying the right vehicle for them that suits their needs as well as their pocket. We have a fully equipped automobile workshop tied to us where customers can get their new generation vehicles serviced by a technically qualified and experienced mechanics.

SISTER CONCERNS
THE MIDLAND AUTOMOBILE ASSOCIATION: A sister concern of WHITE COAL RISK MANAGEMENT SERVICES is a registered and recognized automobile association of central India. We have more than 250 registered members with us. Discounts on insurance premium, vehicle servicing, spare parts as well as emergency on site assistance are provided to the members. The association conducts special road safety awareness campaigns. Recently a series of driving license summer camps were organized aimed at school and college students. A total of 400 students were trained in these camps. These students were given training on road safety, road habits, safe driving habits and road signs. After passing the requisite examination they were handed over the learning license. The program was organized in association with Bhopal Police and Regional Transport Office.

SCHOOL OF AUTOMOBILE TRAINING AND MANAGEMENT: The training wing of White Coal, was established with an aim of providing students with, relevant, practical, job oriented training in the automobile technology. Over the years, new industry-validated automotive programs have been added in response to the growing demand for well-qualified auto professionals. S-ATM constantly develops and updates its programs and curriculum to keep up with the ever-evolving automotive industry?S requirements. We offer specialized programs that arm the students with advanced knowledge and exposure in modern automobile technology. Exposure to latest managerial tactics along with training in customer relationship management is provided to the students.

PROPOSED VENTURES
INVESTIGATION SERVICES: As we all are aware about the exponential growth of the insurance industry in India, WCRMS intends to become a part of this growth bandwagon in a more comprehensive manner. The insurance companies outsource various services and claim investigation is one of them. We plan to kick-start a professionally managed investigation service, which will cater to the needs of insurance industry.



Products :

We provide Insurance Claim services. Insurance Consultancy: WHITE COAL RISK MANAGEMENT SERVICES basically acts as an insurance agent providing customized and well-suited general insurance products to its clients. We provide advisory services in all kinds of insurance products offered by various general insurance companies. We are having customers in both private and government sector as well as small and medium enterprises. We have the largest retail customer base for any single general insurance consultant in entire Madhya Pradesh. This is because we are having more than 20 associates in different cities and towns of the state that acts as independent IRDA approved agents. These agents cater to the local and surrounding population of their respective region. We have our presence in the following cities and towns: Sagar, Katni, Rewa, Shahdol, Gwalior, Jabalpur, Sehore, Itarsi, Hoshangabad, Betul, Satna, Sidhi, Harda, Guna and Morena apart from Bhopal. We also provide consultancy services to Public Sector insurance companies in the form of training their claims officials. We make them aware about the fraudulent practices people employ to get claims to latest technology in automobiles, medicine and electronics. This helps them in ascertaining and assessing the claims in a right and justifiable manner. AUTOMOBILE CONSULTANCY: We also have an automobile consultancy where we provide our customers with technical and aesthetical aspects of different automobiles available in the Indian market. This way we assist them in buying the right vehicle for them that suits their needs as well as their pocket. We have a fully equipped automobile workshop tied to us where customers can get their new generation vehicles serviced by a technically qualified and experienced mechanics.



Contact Info


White Coal

HIG 10, Subhash Nagar,
Bhopal - 462023 (Madhya Pradesh) India



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